Mint

Mint.com is one of the best sites out there for managing your finances. It’s not like a checkbook register, but instead, focuses on linking up with your bank, loans, credit cards, investments, etc. It categorizes all of your transactions – which you can, of course change – and lets you see where your money is going. It was eye opening to me to see just how much I spend each month at Dunkin Donuts. They’ve got a great iPhone app that was a breeze to set up. My only complaint with the iPhone side of things is not having a way to set a passcode or something. I’ve seen enough people request that feature, that I’m sure you’ll see it implemented sometime. On a related note, if you lose your phone, you can just disable iPhone access from your Mint.com account. Pretty cool. It isn’t replacing my bank’s online access for me, since I can’t really pay bills, or see “pending” transactions, but it’s been awesome to be able to see ALL of my accounts at a glance.